Financing
- Financing
Financing models for your new apartment
Option 1: Standard model
Illustrative example for an apartment priced at 497 000 € excluding VAT:
01.
Instalment 1
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amounting to 40% of the purchase price excluding VAT, payable upon signing the future purchase agreement
198 800 € + VAT
02.
Instalment 2
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amounting to 30% of the purchase price excluding VAT, payable upon completion of the structural works
149 100 € + VAT
03.
Instalment 3
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amounting to 20% of the purchase price excluding VAT, payable upon delivery of the interior elements
99 400 € + VAT
04.
Instalment 4
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amounting to 10% of the purchase price excluding VAT, payable upon the occupancy permit becoming legally effective
49 700 € + VAT
Option 2: Investment via the fund
Illustrative example for an apartment priced at 626 000 € excluding VAT
Investment based on an investment agreement | 500 800 € | 80% of the purchase price |
|---|---|---|
Return in year 1 | 30 048 € | 6% of the purchase price |
Return in year 2 | 30 048 € | 6% of the purchase price |
Return in year 3 | 30 048 € | 6% of the purchase price |
- Total investment including returns: 590,944 €
- Remaining balance of the purchase price: 35,056 € + VAT
- process
Investment process
Step 1
The investor signs a reservation agreement for a specific apartment.
Step 2
The investor concludes a purchase agreement for the reserved apartment with the seller, establishing a contractual purchase relationship between the developer and the buyer.
Step 3
After the construction is completed and before the apartment is handed over, the investment, including the agreed return, is repaid to the investor.